New accounts opened during your birthday month or previous month will receive birthday reward beginning the following calendar year. You must have a valid email address and U.S. To be eligible, you must make a purchase in the previous 12 months starting 1 month(s) prior to your birthday. Subject to credit approval based on your creditworthiness, some options may not be available and other terms may apply.īIRTHDAY REWARDS: $25 Birthday rewards certificate will be issued during your birthday month and delivered via email. Key Rewards Card: Purchase APR: 28.49% variable. Cash Advance Fee: greater of 4% of advance amount or $10 Balance Transfer Fee: 3% of the amount of each transferred balance that posts to your account. Key Rewards Visa: Purchase APR: 26.49% variable Balance Transfer APR: 26.49% variable Cash Advance APR: 26.49% variable. Rewards are not earned on promotional financing purchases. The advertised monthly payment amount is rounded to the nearest dollar, and does not include taxes, shipping or ancillary charges. Promotional financing availability may be limited in certain stores. If you do not make the suggested equal payments under the program and the purchase is not paid in full after 12 months, the standard variable purchase APR of 26.49-28.49% will apply to your remaining program balance. This special repayment term will be added to your normal minimum payment due on non-promotional Credit Plans. For eligible purchases, the purchase amount is divided into 12 equal monthly payments and will be assessed a 0% APR effective for 12 months or until the purchase is paid in full. Your account must be open and current to be eligible for this offer. PROMOTIONAL FINANCING: Promotional financing available on qualifying purchases of $750 or more, excluding shipping and tax, made on an approved Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa or Store Card, issued by Capital One, N.A. For complete Terms & Conditions, see /terms-and-conditions/ĭOUBLE REWARDS: New customers earn an additional 5% back in Reward Dollars for purchases made at Williams-Sonoma, Inc, Brands during the first 30 days from account opening. The point expiration period is 24 months for The Key. You may apply your Rewards toward promotions and sale items. Rejuvenation is not included in The Key Rewards at this time. Williams Sonoma Wine Club purchases are not eligible for rewards. Purchases made with a Private Label Credit Card or Co-Branded Credit Card (such as your west elm, Pottery Barn, or Williams Sonoma Key Rewards Visa) are not eligible for Silver rewards. Silver rewards are earned once an item is purchased in store or is shipped and billed. SILVER REWARDS: You must provide your registered Key phone number at checkout, both online and in store, to earn Silver rewards.
and Capital One are not responsible for merchant category codes used by merchants. Merchants determine their merchant category code with their acquirer, which could impact the qualified rewards earn.
Earnings will be applied based on the merchant category code used by the merchant who reports a transaction. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount or super stores) and purchases made at fast food restaurants will earn 1% back in rewards. You will also earn 4% back in rewards on purchases made at restaurants, excluding fast food restaurants, but including food delivery services. GOLD REWARDS: Rewards earnings are subject to the Key Gold Rewards Terms and Credit Card Terms in Customer Agreement.ĥ% BACK: Cardholders Earn 5% in Reward Dollars for each $1.00 of Net Eligible Purchases made on your Card at Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, and Mark & Graham stores, catalogs, or online (collectively referred to as "Williams Sonoma Stores").Ĥ% BACK / 1% BACK: 4% back in rewards on Net Eligible purchases made at grocery stores.
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